T.L.I.M Insurance - Personal Risk Products
Life Cover: 
“Pays out a cash lump sum in the
event of death or Terminal Illness”.
Trauma / Critical Illness: 
“Pays a lump sum if you suffer a
specified Critical Illness or Trauma”.
Income Protection:
“Provides you with an income in the
event of sickness or illness preventing you from working”.
Medical / Health Insurance:
"Providing you with assistance with all your medical expenses for all non-acute
surgery and hospitalisation costs including elective surgery."
It is also possible to provide reimbursement for specialist, tests, GP, prescriptions, dental and Optical costs (limits apply)
Total and Permanent Disablement: 
“Pays a lump sum if you are determined to be unable to ever perform your usual
occupation as a result of Total and Permanent Disablement or if you are determined
to be totally and permanently disabled based on the five activities of daily living”.
Mortgage Repayment Insurance / Redundancy Protection
"Pays out a monthly benefit should you not be able to pay your mortgage as a result of a disability / sickness / accident or redundancy"